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Independent Health
Insurance Agent

Joe Stafford is an independent insurance agent that specializes in many aspects of health insurance. That includes employee benefits for employers with as few as 2 employees on up to 100+ employees. It also includes finding plans for those individuals under age 65 without access to employer-provided benefits as well as helping seniors determine and enroll in the Medicare plan that best meets their needs.

Regardless of your need, reach out to Joe for any insurance or financial questions, and if he cannot help you directly, we have several business partners who specialize in home, auto, business liability, employer retirement plans, personal investments, and personal retirement planning.


Employer group plans

  • Health Insurance
  • ACA (affordable care act)
  • Fully Insured
  • Level Funded
  • Disability Income Insurance
  • Life Insurance
  • Dental Insurance
  • Vision Insurance




We do not offer every plan available in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact or 1-800-MEDICARE to get information on all of your options.

  • Marketplace / Exchange /
  • Medicare Supplements
  • Medicare Advantage
  • Medicare Part D Prescription Drug Plans
  • Dental
  • Vision
  • COBRA Alternative
  • International Coverage
  • Short-Term Coverage

Let us help

sound insurance & FinancIAL support

About Us

Joe earned his undergraduate degree at the University of Indianapolis.  While working in public accounting he completed his MBA (Finance) at the Indiana University Kelley School of Business.  Then in 2003 he left public accounting to take over a family insurance business (Crossroads Insurance Benefits, Inc.).  That business continues to enjoy strong success today as independent health insurance agents. 

We work hard with the major insurance companies to find business clients, individual clients, and Medicare clients the best program and value to meet client goals and needs.  Although his CPA license is currently inactive, Joe is a CERTIFIED FINANCIAL PLANNER™.  That diverse financial background and history of attention to detail translates into a highly effective and efficient process for our clients that underwriters and insurance company implementation teams appreciate.

We currently serve the needs of clients in Indiana, Florida, Kentucky, Michigan, South Carolina, South Dakota and Tennessee.

Joe Stafford

CPA “inactive”
Independent Agent

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Joseph D. Stafford, CFP®, MBA

Independent Agent

cELL (317) 371-7686
FAX (317) 324-0911